What the credit crunch means for consumers (Richmond Times-Dispatch)

No doubt you've been hearing a lot about this credit crunch, but do you know what it actually means for you as a consumer? The limits on existing credit cards are in danger of shrinking. And your credit history is being held to a much higher standard. What does that mean? Well, if you do happen to be in need of a mortgage, home equity or car loan, you might have a tough time finding a lender and ...